CT Department of Banking
(CT DOB) has licensed Debt Adjusters: most common is Money Management International (see above, or (888) 845-5669).
If in foreclosure or delinquent, CT DOB has an assistance hotline:
Connecticut Department of Banking
Government Relations and Consumer Affairs, 260 Constitution Plaza,
Hartford, CT 06103. Phone: (860) 240-8299 or Toll-free: 1-800-831-7225
Facsimile: (860) 240-8178 Or visit their website: www.ct.gov/dob
Staff is available to provide free presentations on a multitude of topics such as credit repair, debt management, banking scams, mortgage assistance, etc.
For General Debts
Helping Students with Credit Cards and Finances
A guide that will help students and their families gain in depth financial knowledge along with practical strategies to develop better money management that will help establish a solid financial foundation.
Money Management International
Counseling is offered via phone 24/7. Appointment: (888) 845-5669
Money Management International (www.moneymanagement.org) – is a one-time phone/office appointment (their closest office is in Milford) where the client’s monthly income and debt is analyzed and either Money Management or the client will then negotiate a consolidated debt payment. This is who Housing Development Fund works with.
Other resources regarding credit counseling and repair
Money Smart, FDIC
Resolving Debt Distress – Website
A good website that details various debt-reduction strategies, including
- Credit Counseling
- Debt Settlement
Do-it-yourself Debt Payoff Plan
The Consumer Law Project for Elders
(800) 296-1467 (for 60 and over), under Connecticut Legal Services.
The number will record your request but they do get back to you.
Your Rights as a Credit Card Holder
A good website that helps you understand your rights as a consumer:
- Credit Card Fees, Rates & Billing Problems
- Sudden Changes to Card Terms and Fees
- Transactions gone bad
- Lost or stolen Credit Cards
- Credit Applications