• CT Department of Banking

    (CT DOB) has licensed Debt Adjusters: most common is Money Management International (see above, or (888) 845-5669).

    If in foreclosure or delinquent, CT DOB has an assistance hotline:

    1-877-472-8313. 

    Connecticut Department of Banking
    Government Relations and Consumer Affairs, 260 Constitution Plaza,
    Hartford, CT 06103. Phone: (860) 240-8299 or Toll-free: 1-800-831-7225
    Facsimile: (860) 240-8178  Or visit their website:  www.ct.gov/dob

    Staff is available to provide free presentations on a multitude of topics such as credit repair, debt management, banking scams, mortgage assistance, etc.

  • For General Debts

    Call 2-1-1

  • Helping Students with Credit Cards and Finances

    A guide that will help students and their families gain in depth financial knowledge along with practical strategies to develop better money management that will help establish a solid financial foundation.

    http://www.thesimpledollar.com/best-student-credit-cards/

  • Money Management International

    Counseling is offered via phone 24/7.  Appointment:  (888) 845-5669

    Money Management International (www.moneymanagement.org) – is a one-time phone/office appointment (their closest office is in Milford) where the client’s monthly income and debt is analyzed and either Money Management or the client will then negotiate a consolidated debt payment.  This is who Housing Development Fund works with.

  • Other resources regarding credit counseling and repair

    Money Smart, FDIC

    www.fdic.gov/consumers/consumer/moneysmart/index.html

  • Resolving Debt Distress – Website

    https://www.moneygeek.com/credit-cards/resources/guide-to-debt-reduction/

    A good website that details various debt-reduction strategies, including

    • Credit Counseling
    • Refinancing
    • Debt Settlement
    • Bankruptcy

    Do-it-yourself Debt Payoff Plan

  • The Consumer Law Project for Elders

    (800) 296-1467 (for 60 and over), under Connecticut Legal Services.

    The number will record your request but they do get back to you.

  • Your Rights as a Credit Card Holder

    https://www.moneygeek.com/credit-cards/credit-card-holders-rights/

    A good website that helps you understand your rights as a consumer:

    • Credit Card Fees, Rates & Billing Problems
    • Sudden Changes to Card Terms and Fees
    • Transactions gone bad
    • Lost or stolen Credit Cards
    • Collections
    • Credit Applications