Other resources regarding credit counseling and repair
Money Smart, FDIC
Your Rights as a Credit Card Holder
https://www.moneygeek.com/credit-cards/credit-card-holders-rights/
A good website that helps you understand your rights as a consumer:
- Credit Card Fees, Rates & Billing Problems
- Sudden Changes to Card Terms and Fees
- Transactions gone bad
- Lost or stolen Credit Cards
- Collections
- Credit Applications
Resolving Debt Distress – Website
https://www.moneygeek.com/credit-cards/resources/guide-to-debt-reduction/
A good website that details various debt-reduction strategies, including
- Credit Counseling
- Refinancing
- Debt Settlement
- Bankruptcy
Do-it-yourself Debt Payoff Plan
Helping Students with Credit Cards and Finances
A guide that will help students and their families gain in depth financial knowledge along with practical strategies to develop better money management that will help establish a solid financial foundation.
CT Department of Banking
(CT DOB) has licensed Debt Adjusters: most common is Money Management International (see above, or (888) 845-5669).
If in foreclosure or delinquent, CT DOB has an assistance hotline:
1-877-472-8313.
Connecticut Department of Banking
Government Relations and Consumer Affairs, 260 Constitution Plaza,
Hartford, CT 06103. Phone: (860) 240-8299 or Toll-free: 1-800-831-7225
Facsimile: (860) 240-8178 Or visit their website: www.ct.gov/dob
Staff is available to provide free presentations on a multitude of topics such as credit repair, debt management, banking scams, mortgage assistance, etc.
For General Debts
Call 2-1-1
The Consumer Law Project for Elders
(800) 296-1467 (for 60 and over), under Connecticut Legal Services.
The number will record your request but they do get back to you.
Money Management International
Counseling is offered via phone 24/7. Appointment: (888) 845-5669
Money Management International (www.moneymanagement.org) – is a one-time phone/office appointment (their closest office is in Milford) where the client’s monthly income and debt is analyzed and either Money Management or the client will then negotiate a consolidated debt payment. This is who Housing Development Fund works with.