§ Money Management International

Counseling is offered via phone 24/7.  Appointment:  (888) 845-5669

Money Management International ( – is a one-time phone/office appointment (their closest office is in Milford) where the client’s monthly income and debt is analyzed and either Money Management or the client will then negotiate a consolidated debt payment.  This is who Housing Development Fund works with.

§ The Consumer Law Project for Elders

(800) 296-1467 (for 60 and over), under Connecticut Legal Services.

The number will record your request but they do get back to you.

§ For General Debts: Call 2-1-1. 

§ CT Department of Banking

(CT DOB) has licensed Debt Adjusters: most common is Money Management International (see above, or (888) 845-5669). 


If in foreclosure or delinquent, CT DOB has an assistance hotline:


Connecticut Department of Banking
Government Relations and Consumer Affairs, 260 Constitution Plaza,
Hartford, CT 06103. Phone: (860) 240-8299 or Toll-free: 1-800-831-7225
Facsimile: (860) 240-8178
  Or visit their website:

Staff is available to provide free presentations on a multitude of topics such as credit repair, debt management, banking scams, mortgage assistance, etc.

§ Helping Students with Credit Cards and Finances

a guide that will help students and their families gain in depth financial knowledge along with practical strategies to develop better money management that will help establish a solid financial foundation.

§ Resolving Debt Distress – Website

A good website that details various debt-reduction strategies, including

-       Credit Counciling

-       Refinancing

-       Debt Settlement

-       Bankruptcy

-       Do-it-yourself Debt Payoff Plan

§ Your Rights as a Credit Card Holder

A good website that helps you understand your rights as a consumer:

-       Credit Card Fees, Rates & Billing Problems

-       Sudden Changes to Card Terms and Fees

-       Transactions gone bad

-       Lost or stolen Credit Cards

-       -Collections

-       -Credit Applications

§ Other resources regarding credit counseling and repair


Neighborhood Housing Services of Waterbury

NHS does financial counseling  (203) 753-1896


Money Smart, FDIC

Webmaster: H. Bancroft 2021